/*
    DC-Finanzen — Gemeinsames Stylesheet
    Design-Tokens aus Logo-SVG extrahiert: #DAC8A1 → #A89063 → #715729
    Für Elementor: Design Tokens als Global Colors + Global Fonts anlegen.

    FONTS: Lokal gehostet in assets/fonts/ (DSGVO-konform, kein Google-Request)
*/

/* ==========================================================
   FONTS — LOKAL (Cormorant Garamond + DM Sans)
   ========================================================== */
/* cyrillic-ext */
@font-face { font-family: 'Cormorant Garamond'; font-style: italic; font-weight: 400; font-display: swap; src: url(../fonts/co3ZmX5slCNuHLi8bLeY9MK7whWMhyjYrEtFmSq17w.woff2) format('woff2'); unicode-range: U+0460-052F, U+1C80-1C8A, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F; }
/* cyrillic */
@font-face { font-family: 'Cormorant Garamond'; font-style: italic; font-weight: 400; font-display: swap; src: url(../fonts/co3ZmX5slCNuHLi8bLeY9MK7whWMhyjYrEtMmSq17w.woff2) format('woff2'); unicode-range: U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116; }
/* vietnamese */
@font-face { font-family: 'Cormorant Garamond'; font-style: italic; font-weight: 400; font-display: swap; src: url(../fonts/co3ZmX5slCNuHLi8bLeY9MK7whWMhyjYrEtHmSq17w.woff2) format('woff2'); unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB; }
/* latin-ext */
@font-face { font-family: 'Cormorant Garamond'; font-style: italic; font-weight: 400; font-display: swap; src: url(../fonts/co3ZmX5slCNuHLi8bLeY9MK7whWMhyjYrEtGmSq17w.woff2) format('woff2'); unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF; }
/* latin */
@font-face { font-family: 'Cormorant Garamond'; font-style: italic; font-weight: 400; font-display: swap; src: url(../fonts/co3ZmX5slCNuHLi8bLeY9MK7whWMhyjYrEtImSo.woff2) format('woff2'); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
/* cyrillic-ext */
@font-face { font-family: 'Cormorant Garamond'; font-style: italic; font-weight: 500; font-display: swap; src: url(../fonts/co3ZmX5slCNuHLi8bLeY9MK7whWMhyjYrEtFmSq17w.woff2) format('woff2'); unicode-range: U+0460-052F, U+1C80-1C8A, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F; }
/* cyrillic */
@font-face { font-family: 'Cormorant Garamond'; font-style: italic; font-weight: 500; font-display: swap; src: url(../fonts/co3ZmX5slCNuHLi8bLeY9MK7whWMhyjYrEtMmSq17w.woff2) format('woff2'); unicode-range: U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116; }
/* vietnamese */
@font-face { font-family: 'Cormorant Garamond'; font-style: italic; font-weight: 500; font-display: swap; src: url(../fonts/co3ZmX5slCNuHLi8bLeY9MK7whWMhyjYrEtHmSq17w.woff2) format('woff2'); unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB; }
/* latin-ext */
@font-face { font-family: 'Cormorant Garamond'; font-style: italic; font-weight: 500; font-display: swap; src: url(../fonts/co3ZmX5slCNuHLi8bLeY9MK7whWMhyjYrEtGmSq17w.woff2) format('woff2'); unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF; }
/* latin */
@font-face { font-family: 'Cormorant Garamond'; font-style: italic; font-weight: 500; font-display: swap; src: url(../fonts/co3ZmX5slCNuHLi8bLeY9MK7whWMhyjYrEtImSo.woff2) format('woff2'); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
/* cyrillic-ext */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 400; font-display: swap; src: url(../fonts/co3bmX5slCNuHLi8bLeY9MK7whWMhyjYpHtKgS4.woff2) format('woff2'); unicode-range: U+0460-052F, U+1C80-1C8A, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F; }
/* cyrillic */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 400; font-display: swap; src: url(../fonts/co3bmX5slCNuHLi8bLeY9MK7whWMhyjYrXtKgS4.woff2) format('woff2'); unicode-range: U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116; }
/* vietnamese */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 400; font-display: swap; src: url(../fonts/co3bmX5slCNuHLi8bLeY9MK7whWMhyjYpntKgS4.woff2) format('woff2'); unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB; }
/* latin-ext */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 400; font-display: swap; src: url(../fonts/co3bmX5slCNuHLi8bLeY9MK7whWMhyjYp3tKgS4.woff2) format('woff2'); unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF; }
/* latin */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 400; font-display: swap; src: url(../fonts/co3bmX5slCNuHLi8bLeY9MK7whWMhyjYqXtK.woff2) format('woff2'); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
/* cyrillic-ext */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 500; font-display: swap; src: url(../fonts/co3bmX5slCNuHLi8bLeY9MK7whWMhyjYpHtKgS4.woff2) format('woff2'); unicode-range: U+0460-052F, U+1C80-1C8A, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F; }
/* cyrillic */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 500; font-display: swap; src: url(../fonts/co3bmX5slCNuHLi8bLeY9MK7whWMhyjYrXtKgS4.woff2) format('woff2'); unicode-range: U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116; }
/* vietnamese */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 500; font-display: swap; src: url(../fonts/co3bmX5slCNuHLi8bLeY9MK7whWMhyjYpntKgS4.woff2) format('woff2'); unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB; }
/* latin-ext */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 500; font-display: swap; src: url(../fonts/co3bmX5slCNuHLi8bLeY9MK7whWMhyjYp3tKgS4.woff2) format('woff2'); unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF; }
/* latin */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 500; font-display: swap; src: url(../fonts/co3bmX5slCNuHLi8bLeY9MK7whWMhyjYqXtK.woff2) format('woff2'); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
/* cyrillic-ext */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 600; font-display: swap; src: url(../fonts/co3bmX5slCNuHLi8bLeY9MK7whWMhyjYpHtKgS4.woff2) format('woff2'); unicode-range: U+0460-052F, U+1C80-1C8A, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F; }
/* cyrillic */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 600; font-display: swap; src: url(../fonts/co3bmX5slCNuHLi8bLeY9MK7whWMhyjYrXtKgS4.woff2) format('woff2'); unicode-range: U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116; }
/* vietnamese */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 600; font-display: swap; src: url(../fonts/co3bmX5slCNuHLi8bLeY9MK7whWMhyjYpntKgS4.woff2) format('woff2'); unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB; }
/* latin-ext */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 600; font-display: swap; src: url(../fonts/co3bmX5slCNuHLi8bLeY9MK7whWMhyjYp3tKgS4.woff2) format('woff2'); unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF; }
/* latin */
@font-face { font-family: 'Cormorant Garamond'; font-style: normal; font-weight: 600; font-display: swap; src: url(../fonts/co3bmX5slCNuHLi8bLeY9MK7whWMhyjYqXtK.woff2) format('woff2'); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
/* latin-ext */
@font-face { font-family: 'DM Sans'; font-style: normal; font-weight: 400; font-display: swap; src: url(../fonts/rP2Hp2ywxg089UriCZ2IHSeH.woff2) format('woff2'); unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF; }
/* latin */
@font-face { font-family: 'DM Sans'; font-style: normal; font-weight: 400; font-display: swap; src: url(../fonts/rP2Hp2ywxg089UriCZOIHQ.woff2) format('woff2'); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
/* latin-ext */
@font-face { font-family: 'DM Sans'; font-style: normal; font-weight: 500; font-display: swap; src: url(../fonts/rP2Hp2ywxg089UriCZ2IHSeH.woff2) format('woff2'); unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF; }
/* latin */
@font-face { font-family: 'DM Sans'; font-style: normal; font-weight: 500; font-display: swap; src: url(../fonts/rP2Hp2ywxg089UriCZOIHQ.woff2) format('woff2'); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
/* latin-ext */
@font-face { font-family: 'DM Sans'; font-style: normal; font-weight: 600; font-display: swap; src: url(../fonts/rP2Hp2ywxg089UriCZ2IHSeH.woff2) format('woff2'); unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF; }
/* latin */
@font-face { font-family: 'DM Sans'; font-style: normal; font-weight: 600; font-display: swap; src: url(../fonts/rP2Hp2ywxg089UriCZOIHQ.woff2) format('woff2'); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }

/* ==========================================================
   DESIGN-TOKENS
   ========================================================== */
:root {
    --c-dark:    #1E1610;
    --c-dark-lt: #2D2218;
    --c-gold:    #C5A265;
    --c-gold-dk: #9E7E46;
    --c-gold-lt: #DAC8A1;
    --c-cream:   #F7F2E8;
    --c-bg:      #FDFAF5;
    --c-white:   #FFFFFF;
    --c-text:    #1E1610;
    --c-muted:   #7B6E5E;
    --c-border:  #EAE2D2;

    --f-display: 'Cormorant Garamond', Georgia, serif;
    --f-body:    'DM Sans', -apple-system, sans-serif;

    --gap-xl:    110px;
    --gap-lg:    70px;
    --gap-md:    48px;
    --container: 1200px;
    --pad-x:     40px;

    --r-sm: 6px;
    --r-md: 14px;
    --r-lg: 20px;
    --sh-sm: 0 2px 10px rgba(30,22,16,.06);
    --sh-md: 0 6px 28px rgba(30,22,16,.10);
    --ease: .25s ease;
}

/* ==========================================================
   RESET & BASE
   ========================================================== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
    font-family: var(--f-body);
    color: var(--c-text);
    background: var(--c-bg);
    line-height: 1.65;
    font-size: 16px;
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}
img  { max-width: 100%; height: auto; display: block; }
a    { color: inherit; text-decoration: none; }
ul   { list-style: none; }
button { font-family: inherit; cursor: pointer; }

/* ==========================================================
   TYPOGRAFIE
   ========================================================== */
h1, h2, h3, h4 {
    font-family: var(--f-display);
    line-height: 1.15;
    letter-spacing: -.02em;
}
h1 { font-size: clamp(2.5rem, 5vw, 4.2rem);   font-weight: 500; }
h2 { font-size: clamp(1.85rem, 3.5vw, 2.9rem); font-weight: 500; }
h3 { font-size: clamp(1.15rem, 2vw, 1.5rem);   font-weight: 500; }
h4 { font-size: .94rem; font-family: var(--f-body); font-weight: 600; letter-spacing: 0; }
p  { color: var(--c-muted); line-height: 1.82; }

/* ==========================================================
   LAYOUT-HELFER
   ========================================================== */
.container { max-width: var(--container); margin: 0 auto; padding: 0 var(--pad-x); }
.sec    { padding: var(--gap-xl) 0; }
.sec-sm { padding: var(--gap-lg) 0; }
.sec-md { padding: var(--gap-md) 0; }

/* Abschnittsbeschriftung */
.label {
    display: inline-flex; align-items: center; gap: 10px;
    font-size: .71rem; font-weight: 600;
    letter-spacing: .15em; text-transform: uppercase;
    color: var(--c-gold); margin-bottom: 14px;
}
.label::before { content: ''; width: 22px; height: 1px; background: var(--c-gold); flex-shrink: 0; }

/* Zentrierter Abschnitts-Header */
.sec-hd { max-width: 600px; margin: 0 auto 52px; text-align: center; }
.sec-hd h2 { color: var(--c-dark); margin-bottom: 12px; }
.sec-hd p  { font-size: 1rem; }

/* ==========================================================
   SVG ICONS
   ========================================================== */
.ico {
    display: inline-block;
    stroke: var(--c-gold); fill: none;
    stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round;
    flex-shrink: 0;
}

/* ==========================================================
   BUTTONS
   ========================================================== */
.btn {
    display: inline-flex; align-items: center; gap: 7px;
    padding: 13px 28px; border-radius: var(--r-sm);
    font-family: var(--f-body); font-size: .86rem;
    font-weight: 500; transition: var(--ease);
    border: none; white-space: nowrap; line-height: 1; cursor: pointer;
}
.btn-gold    { background: var(--c-gold); color: var(--c-dark); }
.btn-gold:hover { background: var(--c-gold-dk); color: var(--c-white); }
.btn-outline-w {
    background: transparent; color: var(--c-white);
    border: 1px solid rgba(255,255,255,.38);
}
.btn-outline-w:hover { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.7); }
.btn-outline-d {
    background: transparent; color: var(--c-dark);
    border: 1px solid rgba(30,22,16,.35);
}
.btn-outline-d:hover { background: var(--c-dark); color: var(--c-white); }
.btn-ghost { background: transparent; color: var(--c-gold); padding-inline: 0; }
.btn-ghost:hover { color: var(--c-gold-dk); }

/* ==========================================================
   SCROLL FADE-UP ANIMATION
   ========================================================== */
.fu { opacity: 0; transform: translateY(14px); transition: opacity .55s ease, transform .55s ease; }
.fu.on { opacity: 1; transform: none; }
.fu.d1 { transition-delay: .1s; }
.fu.d2 { transition-delay: .2s; }
.fu.d3 { transition-delay: .3s; }

/* ==========================================================
   HEADER
   ========================================================== */
.site-header {
    position: fixed; inset-block-start: 0; inset-inline: 0;
    z-index: 900; padding: 18px 0;
    transition: background var(--ease), padding var(--ease), box-shadow var(--ease);
}
.site-header.scrolled {
    background: rgba(30,22,16,.97);
    backdrop-filter: blur(14px);
    padding: 12px 0;
    box-shadow: 0 2px 20px rgba(30,22,16,.28);
}
.hdr-inner { display: flex; align-items: center; gap: 32px; }
.hdr-inner > a img { height: 38px; width: auto; }
.f-brand > img { height: 34px; width: auto; }
.site-logo {
    font-family: var(--f-display); font-size: 1.3rem; font-weight: 600;
    color: var(--c-gold-lt); letter-spacing: .04em; white-space: nowrap;
    flex-shrink: 0;
}
.site-logo-sm { font-size: 1.15rem; }

.site-nav { display: flex; align-items: center; gap: 24px; margin-left: auto; }
.site-nav a {
    font-size: .82rem; font-weight: 400;
    color: rgba(255,255,255,.68);
    transition: color var(--ease); position: relative;
}
.site-nav a::after {
    content: ''; position: absolute; bottom: -3px; left: 0;
    width: 0; height: 1px; background: var(--c-gold);
    transition: width var(--ease);
}
.site-nav a:hover,
.site-nav a.nav-active { color: var(--c-white); }
.site-nav a.nav-active::after,
.site-nav a:hover::after { width: 100%; }

.hdr-cta { flex-shrink: 0; }

.burger {
    display: none; flex-direction: column; gap: 5px;
    padding: 8px; background: none; border: none; margin-left: auto;
}
.burger span {
    display: block; width: 22px; height: 1.5px;
    background: var(--c-white); border-radius: 1px; transition: var(--ease);
}
.burger.open span:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
.burger.open span:nth-child(2) { opacity: 0; }
.burger.open span:nth-child(3) { transform: translateY(-6.5px) rotate(-45deg); }

.mob-menu {
    display: none; position: fixed; inset: 0;
    background: var(--c-dark); z-index: 800;
    flex-direction: column; align-items: center;
    justify-content: center; gap: 24px;
}
.mob-menu.open { display: flex; }
.mob-menu a {
    font-family: var(--f-display); font-size: 2rem;
    font-weight: 400; color: var(--c-white); transition: color var(--ease);
}
.mob-menu a:hover,
.mob-menu a.nav-active { color: var(--c-gold); }
.mob-close {
    position: absolute; top: 20px; right: 24px;
    background: none; border: none; font-size: 1.4rem; color: var(--c-white);
}

/* ==========================================================
   SEITEN-HERO (Unterseiten)
   ========================================================== */
.page-hero {
    background: var(--c-dark);
    padding: 130px 0 60px;
    position: relative;
}
.page-hero::after {
    content: '';
    position: absolute; bottom: 0; left: 0; right: 0; height: 1px;
    background: linear-gradient(90deg, transparent, rgba(197,162,101,.3), transparent);
}
.page-hero h1 {
    color: var(--c-white);
    font-size: clamp(2.2rem, 4.5vw, 3.6rem);
    margin-bottom: 16px;
}
.page-hero h1 em { font-style: italic; color: var(--c-gold); }
.page-hero p {
    font-size: 1.05rem; color: rgba(255,255,255,.58);
    max-width: 580px; line-height: 1.8;
}

/* Breadcrumb */
.breadcrumb {
    display: flex; align-items: center; gap: 8px;
    font-size: .78rem; color: rgba(255,255,255,.35);
    margin-bottom: 20px;
}
.breadcrumb a { color: rgba(255,255,255,.45); transition: color var(--ease); }
.breadcrumb a:hover { color: var(--c-gold); }
.breadcrumb span { color: rgba(255,255,255,.2); }

/* ==========================================================
   HERO (Startseite)
   ========================================================== */
.hero {
    min-height: 100vh; background: var(--c-dark);
    display: flex; align-items: center;
    position: relative; overflow: hidden;
    padding: 140px 0 100px;
}
.hero > .container { max-width: none; width: 100%; margin: 0; padding-left: max(60px, 8vw); padding-right: 40px; }
.hero-img-bg {
    position: absolute; top: 0; right: 0;
    width: 52%; height: 100%; z-index: 0;
}
.hero-img-bg::before {
    content: '';
    position: absolute; top: 0; bottom: 0; left: 0;
    width: 45%;
    background: linear-gradient(to right, var(--c-dark), transparent);
    z-index: 1; pointer-events: none;
}
.hero-img-bg img {
    width: 100%; height: 100%;
    object-fit: cover; object-position: center top;
    display: block;
}
.hero-inner {
    position: relative; z-index: 1;
    max-width: min(580px, 44vw);
}
.hero h1 { color: var(--c-white); margin-bottom: 20px; }
.hero h1 em { font-style: italic; color: var(--c-gold); }
.hero-sub {
    font-size: 1.03rem; color: rgba(255,255,255,.6);
    max-width: 500px; line-height: 1.82; margin-bottom: 36px;
}
.hero-btns { display: flex; gap: 12px; flex-wrap: wrap; }
.hero-trust {
    display: flex; gap: 20px; flex-wrap: wrap;
    margin-top: 32px; padding-top: 26px;
    border-top: 1px solid rgba(255,255,255,.1);
}
.hero-trust-item {
    font-size: .82rem; color: rgba(255,255,255,.45);
    letter-spacing: .03em;
    display: flex; align-items: center; gap: 7px;
}
.hero-trust-item::before {
    content: '';
    display: inline-block; width: 6px; height: 6px;
    border-radius: 50%; background: var(--c-gold); flex-shrink: 0;
}

/* ==========================================================
   VORTEILE KARTEN
   ========================================================== */
.vorteile { background: var(--c-white); }
.cards-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.v-card {
    background: var(--c-bg); border: 1px solid var(--c-border);
    border-radius: var(--r-md); padding: 28px 24px;
    transition: box-shadow var(--ease);
}
.v-card:hover { box-shadow: var(--sh-md); }
.v-card-icon { margin-bottom: 16px; }
.v-card h4 { color: var(--c-text); margin-bottom: 8px; }
.v-card p  { font-size: .84rem; line-height: 1.72; }

/* ==========================================================
   ÜBER UNS
   ========================================================== */
.ueber { background: var(--c-cream); }
.ueber-grid {
    display: grid; grid-template-columns: 1fr 1.1fr;
    gap: 80px; align-items: center;
}
.ueber-img-wrap { position: relative; }
.ueber-img { width: 100%; aspect-ratio: 4/5; border-radius: var(--r-lg); overflow: hidden; }
.ueber-img img { width: 100%; height: 100%; object-fit: cover; }
/*
    FOTO EINSETZEN: Daraz Celik – Porträtfoto (ca. 500×625 px)
    Professionelles Portrait, Büro- oder Beratungsatmosphäre.
*/
.ueber-img-ph {
    width: 100%; height: 100%;
    background: linear-gradient(155deg, var(--c-gold-lt) 0%, #c8baa0 45%, #b5a08a 100%);
}
.ueber-text h2 { color: var(--c-dark); margin-bottom: 20px; }
.ueber-text > p { font-size: 1rem; margin-bottom: 16px; line-height: 1.84; }
.ueber-areas { display: flex; flex-direction: column; gap: 10px; margin: 26px 0; }
.ua {
    display: flex; align-items: flex-start; gap: 12px;
    padding: 12px 16px;
    background: var(--c-white); border: 1px solid var(--c-border);
    border-radius: var(--r-sm);
}
.ua-title { font-size: .85rem; font-weight: 600; color: var(--c-text); margin-bottom: 1px; }
.ua-sub   { font-size: .77rem; color: var(--c-muted); }
.sig {
    display: flex; align-items: center; gap: 14px;
    padding-top: 20px; margin-top: 20px;
    border-top: 1px solid var(--c-border);
}
.sig-av {
    width: 46px; height: 46px; border-radius: 50%; overflow: hidden;
    background: var(--c-dark); flex-shrink: 0;
    display: flex; align-items: center; justify-content: center;
    font-family: var(--f-display); font-size: .95rem; font-weight: 600; color: var(--c-gold);
}
.sig-av img { width: 100%; height: 100%; object-fit: cover; }
.sig-name { font-size: .85rem; font-weight: 600; color: var(--c-text); margin-bottom: 1px; }
.sig-role { font-size: .75rem; color: var(--c-muted); }

/* Über uns Teaser (Startseite) */
.ueber-teaser { background: var(--c-cream); }
.ueber-teaser-grid {
    display: grid; grid-template-columns: 1fr 1.6fr;
    gap: 72px; align-items: center;
}
.ueber-teaser-img { width: 100%; aspect-ratio: 3/4; border-radius: var(--r-lg); overflow: hidden; }
.ueber-teaser-img img { width: 100%; height: 100%; object-fit: cover; }
.ueber-teaser-img-ph {
    width: 100%; height: 100%;
    background: linear-gradient(155deg, var(--c-gold-lt) 0%, #c8baa0 45%, #b5a08a 100%);
}
.ueber-teaser-text h2 { color: var(--c-dark); margin-bottom: 16px; }
.ueber-teaser-text > p { font-size: 1rem; line-height: 1.84; margin-bottom: 16px; }

/* ==========================================================
   LEISTUNGEN-ÜBERSICHT (Dark)
   ========================================================== */
.leistungen { background: var(--c-dark); }
.leistungen .sec-hd h2 { color: var(--c-white); }
.leistungen .sec-hd p  { color: rgba(255,255,255,.5); }
.lst-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2px; }
.lst-card {
    background: rgba(255,255,255,.04);
    border: 1px solid rgba(255,255,255,.07);
    padding: 34px 30px;
    transition: background var(--ease);
}
.lst-card:hover { background: rgba(255,255,255,.07); }
.lst-icon-wrap { margin-bottom: 16px; }
.lst-card h3 { color: var(--c-white); font-size: 1.18rem; margin-bottom: 10px; }
.lst-card > p { font-size: .87rem; color: rgba(255,255,255,.5); margin-bottom: 18px; line-height: 1.75; }
.lst-items { display: flex; flex-direction: column; gap: 6px; margin-bottom: 20px; }
.lst-item { display: flex; align-items: center; gap: 10px; font-size: .83rem; color: rgba(255,255,255,.65); }
.lst-dot { width: 4px; height: 4px; background: var(--c-gold); border-radius: 50%; flex-shrink: 0; }

/* ==========================================================
   BULLETPOINTS (gemeinsam)
   ========================================================== */
.bls { display: flex; flex-direction: column; gap: 9px; margin-bottom: 28px; }
.bl  { display: flex; align-items: flex-start; gap: 10px; font-size: .88rem; color: var(--c-text); line-height: 1.6; }
.bl-c {
    width: 18px; height: 18px; flex-shrink: 0; margin-top: 1px;
    stroke: var(--c-gold); fill: none;
    stroke-width: 2; stroke-linecap: round; stroke-linejoin: round;
}
.dark-bls .bl { color: rgba(255,255,255,.78); }

/* ==========================================================
   IMMOBILIEN
   ========================================================== */
.immo { background: var(--c-white); }
.immo-grid {
    display: grid; grid-template-columns: 1.1fr 1fr;
    gap: 72px; align-items: center;
}
.immo-img { width: 100%; aspect-ratio: 3/4; border-radius: var(--r-lg); overflow: hidden; }
.immo-img img { width: 100%; height: 100%; object-fit: cover; }
.immo-img-ph { width: 100%; height: 100%; background: linear-gradient(145deg, #d3cec5, #c0b8ac); }
.immo-text h2 { color: var(--c-dark); margin-bottom: 16px; }
.immo-text > p { font-size: 1rem; margin-bottom: 24px; line-height: 1.84; }

/* ==========================================================
   VERSICHERUNGEN
   ========================================================== */
.vers { background: var(--c-cream); }
.vers-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
.vers-text h2 { color: var(--c-dark); margin-bottom: 16px; }
.vers-text > p { font-size: 1rem; margin-bottom: 22px; line-height: 1.84; }
.vers-right { display: flex; flex-direction: column; gap: 24px; }
.vers-img { width: 100%; border-radius: var(--r-lg); overflow: hidden; aspect-ratio: 3/2; }
.vers-img img { width: 100%; height: 100%; object-fit: cover; object-position: center; display: block; }
.vers-callout {
    background: var(--c-dark); color: var(--c-white);
    border-radius: var(--r-md); padding: 36px 32px;
}
.vers-callout-q {
    font-family: var(--f-display); font-size: 1.35rem;
    font-weight: 500; line-height: 1.3; font-style: italic;
    color: var(--c-gold-lt); margin-bottom: 18px;
}
.vers-callout p { color: rgba(255,255,255,.58); font-size: .9rem; line-height: 1.75; margin-bottom: 22px; }
.vers-bls { display: flex; flex-direction: column; gap: 8px; }
.vers-bl { display: flex; align-items: center; gap: 9px; font-size: .84rem; color: rgba(255,255,255,.7); }
.vers-dot { width: 4px; height: 4px; background: var(--c-gold); border-radius: 50%; flex-shrink: 0; }

/* ==========================================================
   KREDITE
   ========================================================== */
.kredite { background: var(--c-white); }
.kred-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
.kred-intro h2 { color: var(--c-dark); margin-bottom: 14px; }
.kred-intro > p { font-size: 1rem; margin-bottom: 24px; line-height: 1.84; }
.kred-tiles { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.kred-tile {
    background: var(--c-bg); border: 1px solid var(--c-border);
    border-radius: var(--r-md); padding: 20px 18px;
}
.kred-tile h4 { color: var(--c-text); margin-bottom: 5px; font-size: .88rem; }
.kred-tile p  { font-size: .8rem; line-height: 1.65; }

/* ==========================================================
   BERATUNGSABLAUF
   ========================================================== */
.ablauf { background: var(--c-dark-lt); }
.ablauf .sec-hd h2 { color: var(--c-white); }
.ablauf .sec-hd p  { color: rgba(255,255,255,.5); }
.steps {
    display: grid; grid-template-columns: repeat(5, 1fr);
    gap: 0; margin-top: 52px; position: relative;
}
.steps::before {
    content: '';
    position: absolute; top: 27px; left: 10%; right: 10%; height: 1px;
    background: rgba(197,162,101,.22);
}
.step { display: flex; flex-direction: column; align-items: center; text-align: center; padding: 0 10px; }
.step-n {
    width: 54px; height: 54px;
    background: var(--c-dark-lt); border: 1px solid rgba(197,162,101,.28);
    border-radius: 50%; display: flex; align-items: center; justify-content: center;
    font-family: var(--f-display); font-size: 1.3rem; font-weight: 500;
    color: var(--c-gold); margin-bottom: 18px;
    position: relative; z-index: 1;
}
.step-title { font-size: .83rem; font-weight: 600; color: var(--c-white); margin-bottom: 7px; }
.step p { font-size: .76rem; color: rgba(255,255,255,.4); line-height: 1.6; }

/* ==========================================================
   VERTRAUEN
   ========================================================== */
.vertrauen { background: var(--c-white); }
.vt-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.vt-card {
    padding: 26px 24px;
    background: var(--c-bg); border: 1px solid var(--c-border);
    border-radius: var(--r-md);
}
.vt-card h4 { color: var(--c-text); margin-bottom: 8px; }
.vt-card p  { font-size: .84rem; line-height: 1.72; }

/* ==========================================================
   KONTAKT CTA (erscheint am Ende jeder Unterseite)
   ========================================================== */
.cta-sec { background: var(--c-dark); }
.cta-inner {
    display: flex; align-items: center; justify-content: space-between;
    gap: 40px; flex-wrap: wrap;
}
.cta-inner h2 { color: var(--c-white); font-size: clamp(1.6rem, 3vw, 2.4rem); margin-bottom: 8px; }
.cta-inner p { color: rgba(255,255,255,.55); font-size: .95rem; }
.cta-btns { display: flex; gap: 12px; flex-wrap: wrap; flex-shrink: 0; }

/* ==========================================================
   KONTAKT SEITE
   ========================================================== */
.kontakt-full { background: var(--c-cream); }
.kontakt-grid {
    display: grid; grid-template-columns: 1fr 1.4fr;
    gap: 64px; align-items: flex-start;
}
.k-info h2 { color: var(--c-dark); margin-bottom: 14px; }
.k-info > p { font-size: 1rem; margin-bottom: 32px; line-height: 1.84; }
.ci-list { display: flex; flex-direction: column; gap: 20px; }
.ci { display: flex; align-items: flex-start; gap: 14px; }
.ci-lbl { font-size: .72rem; font-weight: 600; color: var(--c-muted); text-transform: uppercase; letter-spacing: .07em; margin-bottom: 3px; }
.ci-val { font-size: .9rem; color: var(--c-text); line-height: 1.6; }
.ci-val a { color: var(--c-text); transition: color var(--ease); }
.ci-val a:hover { color: var(--c-gold); }

/* Formular */
.k-form {
    background: var(--c-white); border: 1px solid var(--c-border);
    border-radius: var(--r-lg); padding: 38px; box-shadow: var(--sh-sm);
}
.f-head { font-family: var(--f-display); font-size: 1.4rem; color: var(--c-dark); margin-bottom: 5px; }
.f-sub  { font-size: .84rem; color: var(--c-muted); margin-bottom: 24px; }
.f-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.fg { display: flex; flex-direction: column; gap: 5px; }
.fg.full { grid-column: 1 / -1; }
.fg label { font-size: .75rem; font-weight: 600; color: var(--c-text); }
.fg input, .fg select, .fg textarea {
    padding: 11px 14px;
    border: 1px solid var(--c-border); border-radius: var(--r-sm);
    font-family: var(--f-body); font-size: .87rem; color: var(--c-text);
    background: var(--c-bg); outline: none;
    transition: border-color var(--ease), background var(--ease);
}
.fg input:focus, .fg select:focus, .fg textarea:focus {
    border-color: var(--c-gold); background: var(--c-white);
}
.fg textarea { resize: vertical; min-height: 100px; }
.dsgvo { display: flex; align-items: flex-start; gap: 10px; font-size: .77rem; color: var(--c-muted); }
.dsgvo input { margin-top: 3px; flex-shrink: 0; accent-color: var(--c-gold); }
.dsgvo a { color: var(--c-gold); text-decoration: underline; }
.f-footer { display: flex; align-items: center; justify-content: space-between; gap: 14px; flex-wrap: wrap; margin-top: 18px; }
.btn-submit {
    background: var(--c-dark); color: var(--c-white);
    padding: 13px 30px; border-radius: var(--r-sm);
    font-family: var(--f-body); font-size: .86rem; font-weight: 500;
    border: none; transition: background var(--ease);
}
.btn-submit:hover { background: var(--c-gold-dk); }
.f-note { font-size: .75rem; color: var(--c-muted); }

/* ==========================================================
   FOOTER
   ========================================================== */
.site-footer { background: var(--c-dark); position: relative; }
.site-footer::before {
    content: ''; position: absolute; top: 0; left: 0; right: 0; height: 1px;
    background: linear-gradient(90deg, transparent, rgba(197,162,101,.35), transparent);
}
.f-top { padding: 68px 0 50px; }
.f-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 52px; }
.f-brand p { font-size: .83rem; color: rgba(255,255,255,.4); line-height: 1.72; margin: 14px 0 20px; }
.social-row { display: flex; gap: 8px; }
.social-btn {
    width: 34px; height: 34px;
    background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.08);
    border-radius: var(--r-sm); display: flex; align-items: center; justify-content: center;
    font-size: .78rem; color: rgba(255,255,255,.5); transition: var(--ease);
}
.social-btn:hover { background: var(--c-gold); color: var(--c-dark); border-color: var(--c-gold); }
.f-col h5 {
    font-family: var(--f-body); font-size: .72rem; font-weight: 600;
    color: rgba(255,255,255,.34); letter-spacing: .13em; text-transform: uppercase; margin-bottom: 16px;
}
.f-links { display: flex; flex-direction: column; gap: 8px; }
.f-links a { font-size: .83rem; color: rgba(255,255,255,.52); transition: color var(--ease); }
.f-links a:hover { color: var(--c-gold); }
.f-ci { display: flex; flex-direction: column; gap: 9px; }
.fci { font-size: .82rem; color: rgba(255,255,255,.52); line-height: 1.55; }
.fci a { color: rgba(255,255,255,.52); transition: color var(--ease); }
.fci a:hover { color: var(--c-gold); }
.f-btm { padding: 20px 0; border-top: 1px solid rgba(255,255,255,.06); }
.f-btm-inner { display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
.legal { display: flex; gap: 20px; }
.legal a { font-size: .77rem; color: rgba(255,255,255,.28); transition: color var(--ease); }
.legal a:hover { color: var(--c-gold); }
.copy { font-size: .76rem; color: rgba(255,255,255,.2); }

/* ==========================================================
   TEAM (ueber-uns.html)
   ========================================================== */
.team-sec { background: var(--c-bg); }
.team-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-top: 48px; }
.team-card {
    background: var(--c-white); border: 1px solid var(--c-border);
    border-radius: var(--r-md); padding: 32px 28px;
    display: flex; flex-direction: column; align-items: flex-start;
    box-shadow: var(--sh-sm);
}
.team-avatar {
    width: 68px; height: 68px; border-radius: 50%; flex-shrink: 0; margin-bottom: 18px;
    background: linear-gradient(145deg, var(--c-gold), var(--c-gold-dk));
    display: flex; align-items: center; justify-content: center;
    font-family: var(--f-display); font-size: 1.35rem; font-weight: 600; color: var(--c-dark);
    overflow: hidden;
}
.team-avatar img, .team-avatar-img { width: 68px; height: 68px; object-fit: cover; object-position: top; border-radius: 50%; flex-shrink: 0; margin-bottom: 18px; }
.team-name { font-family: var(--f-display); font-size: 1.3rem; font-weight: 500; color: var(--c-text); margin-bottom: 3px; }
.team-role { font-size: .76rem; color: var(--c-gold); font-weight: 600; letter-spacing: .07em; text-transform: uppercase; margin-bottom: 13px; }
.team-card p { font-size: .88rem; color: var(--c-muted); line-height: 1.72; margin: 0; }
.team-since { font-size: .78rem; color: var(--c-muted); margin-top: 14px; display: flex; align-items: center; gap: 6px; }
.team-since::before { content: ''; display: block; width: 16px; height: 1px; background: var(--c-gold); flex-shrink: 0; }

/* ==========================================================
   VERSICHERUNGSEXPERTE BOX (versicherungen.html)
   ========================================================== */
.vers-expert {
    background: var(--c-dark); border-radius: var(--r-md);
    padding: 26px 30px; display: flex; align-items: flex-start; gap: 20px;
    margin-bottom: 48px;
}
.vers-expert-av {
    width: 80px; height: 80px; border-radius: 50%; flex-shrink: 0;
    background: linear-gradient(145deg, var(--c-gold), var(--c-gold-dk));
    display: flex; align-items: center; justify-content: center;
    font-family: var(--f-display); font-size: 1.05rem; font-weight: 600; color: var(--c-dark);
}
img.vers-expert-av {
    object-fit: cover; object-position: top center; display: block;
}
.vers-expert-info { flex: 1; }
.vers-expert-name { font-family: var(--f-display); font-size: 1.2rem; font-weight: 500; color: var(--c-white); margin-bottom: 2px; }
.vers-expert-role { font-size: .74rem; color: var(--c-gold); font-weight: 600; letter-spacing: .07em; text-transform: uppercase; margin-bottom: 9px; }
.vers-expert-info p { font-size: .86rem; color: rgba(255,255,255,.62); line-height: 1.7; margin: 0; }

/* ==========================================================
   VERSICHERUNGSPRODUKTE ÜBERSICHT (versicherungen.html)
   ========================================================== */
.vers-products { background: var(--c-cream); }
.prod-groups { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; margin-top: 44px; }
.prod-group {
    background: var(--c-white); border: 1px solid var(--c-border);
    border-radius: var(--r-md); padding: 22px 20px;
}
.prod-group-title {
    font-size: .7rem; color: var(--c-gold); font-weight: 700;
    letter-spacing: .1em; text-transform: uppercase;
    padding-bottom: 10px; margin-bottom: 14px;
    border-bottom: 1px solid var(--c-border);
}
.prod-list { display: flex; flex-direction: column; gap: 7px; }
.prod-item { display: flex; align-items: flex-start; gap: 8px; font-size: .85rem; color: var(--c-text); line-height: 1.5; }
.prod-dot { width: 5px; height: 5px; background: var(--c-gold); border-radius: 50%; flex-shrink: 0; margin-top: 7px; }

/* ==========================================================
   GOOGLE BEWERTUNGEN
   ========================================================== */
.reviews-sec { background: var(--c-cream); }
.rev-top { display: flex; align-items: center; gap: 20px; margin-bottom: 40px; flex-wrap: wrap; }
.rev-overall {
    display: flex; align-items: center; gap: 14px;
    background: var(--c-white); border: 1px solid var(--c-border);
    border-radius: var(--r-md); padding: 14px 22px; box-shadow: var(--sh-sm);
}
.rev-score { font-family: var(--f-display); font-size: 2.4rem; font-weight: 500; color: var(--c-text); line-height: 1; }
.rev-score-info { display: flex; flex-direction: column; gap: 3px; }
.rev-stars-row { display: flex; gap: 2px; }
.rev-star { color: var(--c-gold); font-size: 1.05rem; line-height: 1; }
.rev-count { font-size: .78rem; color: var(--c-muted); }
.rev-source { font-size: .78rem; color: var(--c-muted); }
.rev-source a { color: var(--c-gold-dk); text-decoration: none; font-weight: 500; }
.rev-source a:hover { text-decoration: underline; }
.rev-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.rev-card {
    background: var(--c-white); border: 1px solid var(--c-border);
    border-radius: var(--r-md); padding: 20px 18px; box-shadow: var(--sh-sm);
    display: flex; flex-direction: column; gap: 10px;
}
.rev-card-top { display: flex; justify-content: space-between; align-items: flex-start; }
.rev-author { font-size: .86rem; font-weight: 600; color: var(--c-text); }
.rev-guide { font-size: .73rem; color: var(--c-muted); margin-top: 1px; }
.rev-time { font-size: .74rem; color: var(--c-muted); white-space: nowrap; flex-shrink: 0; margin-left: 8px; }
.rev-stars-sm { display: flex; gap: 2px; }
.rev-star-sm { color: var(--c-gold); font-size: .88rem; }
.rev-text { font-size: .83rem; color: var(--c-muted); line-height: 1.72; flex: 1; }

/* ==========================================================
   SOCIAL MEDIA BUTTONS (erweitert)
   ========================================================== */
.social-btn svg { display: block; }

/* ==========================================================
   LEGAL PAGES (impressum.html, datenschutz.html)
   ========================================================== */
.legal-sec { background: var(--c-bg); }
.legal-content { max-width: 780px; }
.legal-block { margin-bottom: 44px; }
.legal-block h2 {
    font-family: var(--f-display); font-size: 1.35rem; font-weight: 500;
    color: var(--c-text); margin-bottom: 14px; padding-bottom: 10px;
    border-bottom: 1px solid var(--c-border);
}
.legal-block p { font-size: .9rem; color: var(--c-muted); line-height: 1.82; margin-bottom: 10px; }
.legal-block p:last-child { margin-bottom: 0; }
.legal-block address { font-size: .9rem; color: var(--c-muted); line-height: 1.82; }
.legal-list { margin: 10px 0 10px 18px; list-style: disc; }
.legal-list li { font-size: .9rem; color: var(--c-muted); line-height: 1.72; margin-bottom: 5px; }
.legal-list a { color: var(--c-gold-dk); text-decoration: underline; }

/* ==========================================================
   COOKIE NOTICE
   ========================================================== */
.cookie-notice {
    position: fixed; bottom: 0; left: 0; right: 0; z-index: 9999;
    background: var(--c-dark); border-top: 1px solid rgba(197,162,101,.25);
    padding: 18px 24px;
    display: flex; align-items: center; justify-content: space-between;
    gap: 20px; flex-wrap: wrap;
    box-shadow: 0 -4px 20px rgba(0,0,0,.35);
    transform: translateY(0); transition: transform .35s ease;
}
.cookie-notice.hidden { transform: translateY(110%); }
.cookie-notice p {
    font-size: .82rem; color: rgba(255,255,255,.72); line-height: 1.6;
    margin: 0; flex: 1; min-width: 200px;
}
.cookie-notice p a { color: var(--c-gold-lt); text-decoration: underline; }
.cookie-notice-btns { display: flex; gap: 10px; flex-shrink: 0; }
.cookie-btn-accept {
    background: var(--c-gold); color: var(--c-dark); border: none;
    padding: 9px 20px; border-radius: var(--r-sm);
    font-family: var(--f-body); font-size: .82rem; font-weight: 600;
    cursor: pointer; white-space: nowrap;
    transition: background var(--ease);
}
.cookie-btn-accept:hover { background: var(--c-gold-dk); }
.cookie-btn-info {
    background: transparent; color: rgba(255,255,255,.55); border: 1px solid rgba(255,255,255,.2);
    padding: 9px 16px; border-radius: var(--r-sm);
    font-family: var(--f-body); font-size: .82rem; font-weight: 400;
    cursor: pointer; white-space: nowrap; text-decoration: none; display: inline-flex; align-items: center;
    transition: border-color var(--ease), color var(--ease);
}
.cookie-btn-info:hover { border-color: rgba(255,255,255,.45); color: rgba(255,255,255,.85); }

/* ==========================================================
   BERATUNGS-FUNNEL (kontakt.html)
   WordPress/Elementor: Als Custom HTML + JS Widget einbinden.
   Alternativ: Multi-Step Form Plugin (z.B. Gravity Forms, JetFormBuilder).
   ========================================================== */

/* Wrapper (ersetzt .k-form) */
.k-funnel { display: flex; flex-direction: column; gap: 18px; }

/* Vertrauenshinweis über dem Funnel */
.funnel-trust {
    padding: 16px 20px;
    border: 1px solid var(--c-border);
    border-left: 3px solid var(--c-gold);
    border-radius: var(--r-sm);
    background: var(--c-white);
}
.funnel-trust-lead {
    font-size: .87rem; font-weight: 500; color: var(--c-text);
    line-height: 1.55; margin-bottom: 10px;
}
.funnel-trust-list { list-style: none; display: flex; flex-direction: column; gap: 5px; }
.funnel-trust-list li {
    font-size: .81rem; color: var(--c-muted); line-height: 1.5;
    padding-left: 15px; position: relative;
}
.funnel-trust-list li::before {
    content: ''; position: absolute; left: 0; top: 7px;
    width: 5px; height: 5px; border-radius: 50%; background: var(--c-gold);
}

/* Funnel-Karte (weißer Container) */
.funnel-card {
    background: var(--c-white);
    border: 1px solid var(--c-border);
    border-radius: var(--r-lg);
    padding: 36px 38px;
    box-shadow: var(--sh-sm);
}

/* Fortschrittsanzeige */
.funnel-progress { display: flex; align-items: center; gap: 12px; margin-bottom: 28px; }
.funnel-progress-label {
    font-size: .7rem; color: var(--c-gold); font-weight: 700;
    letter-spacing: .09em; text-transform: uppercase; white-space: nowrap; flex-shrink: 0;
}
.funnel-progress-bar {
    flex: 1; height: 2px; background: var(--c-border);
    border-radius: 1px; overflow: hidden;
}
.funnel-progress-fill {
    height: 100%; background: var(--c-gold); border-radius: 1px;
    transition: width .35s ease;
}

/* Schrittinhalt */
.funnel-question {
    font-family: var(--f-display); font-size: 1.32rem; font-weight: 500;
    color: var(--c-text); margin-bottom: 20px; line-height: 1.2;
}

/* Optionskarten */
.funnel-options { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; }
.funnel-option {
    text-align: left; background: var(--c-bg);
    border: 1.5px solid var(--c-border); border-radius: var(--r-sm);
    padding: 13px 15px; cursor: pointer;
    font-family: var(--f-body); font-size: .88rem; color: var(--c-text); line-height: 1.42;
    transition: border-color .18s ease, background .18s ease;
    position: relative;
}
.funnel-option:hover { border-color: var(--c-gold); background: var(--c-cream); }
.funnel-option.is-selected { border-color: var(--c-gold); background: var(--c-cream); }
.funnel-option.is-selected::after {
    content: ''; position: absolute; top: 11px; right: 11px;
    width: 7px; height: 7px; border-radius: 50%; background: var(--c-gold);
}

/* Aktionsleiste */
.funnel-actions {
    display: flex; justify-content: space-between; align-items: center;
    margin-top: 26px; gap: 12px;
}
.funnel-actions-spacer { flex: 1; }

.btn-funnel-next {
    background: var(--c-gold); color: var(--c-dark); border: none;
    padding: 12px 28px; border-radius: var(--r-sm);
    font-family: var(--f-body); font-size: .9rem; font-weight: 600;
    cursor: pointer; transition: background .2s ease; white-space: nowrap;
}
.btn-funnel-next:hover { background: var(--c-gold-dk); }

.btn-funnel-back {
    background: transparent; border: 1px solid var(--c-border); color: var(--c-muted);
    padding: 11px 20px; border-radius: var(--r-sm);
    font-family: var(--f-body); font-size: .88rem; cursor: pointer;
    transition: border-color .2s ease, color .2s ease; white-space: nowrap;
}
.btn-funnel-back:hover { border-color: var(--c-muted); color: var(--c-text); }

/* Fehlermeldung */
.funnel-error {
    color: #b5352a; font-size: .81rem; margin-top: 10px; display: none;
    padding: 8px 12px; background: rgba(181,53,42,.06);
    border-left: 2px solid #b5352a; border-radius: 0 var(--r-sm) var(--r-sm) 0;
}

/* Formular in Schritt 4 */
.funnel-form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-top: 4px; }
.req     { color: var(--c-gold); font-weight: 600; }
.req-opt { font-weight: 400; color: var(--c-muted); }

/* ==========================================================
   CALENDLY-SECTION (kontakt.html — nach Funnel-Abschluss)
   ========================================================== */
.calendly-sec { background: var(--c-cream); }
.calendly-inner { max-width: 980px; }
.calendly-inner h2 { margin-bottom: 24px; }

.funnel-step-label {
    font-size: .7rem; color: var(--c-gold); font-weight: 700;
    letter-spacing: .1em; text-transform: uppercase; margin-bottom: 8px;
}

.funnel-summary-box {
    background: var(--c-white); border: 1px solid var(--c-border);
    border-radius: var(--r-sm); padding: 14px 18px;
    font-size: .86rem; color: var(--c-muted); line-height: 1.6; margin-bottom: 26px;
}
.funnel-summary-box strong { color: var(--c-text); }

.calendly-dsgvo-notice {
    background: rgba(197,162,101,.07); border: 1px solid rgba(197,162,101,.22);
    border-radius: var(--r-sm); padding: 14px 18px;
    font-size: .83rem; color: var(--c-muted); line-height: 1.7; margin-bottom: 22px;
}
.calendly-dsgvo-notice a { color: var(--c-gold-dk); text-decoration: underline; }
.calendly-dsgvo-notice strong { color: var(--c-text); }

.btn-load-calendly {
    background: var(--c-dark); color: var(--c-gold-lt); border: none;
    padding: 14px 30px; border-radius: var(--r-sm);
    font-family: var(--f-body); font-size: .9rem; font-weight: 600;
    cursor: pointer; transition: background .2s ease; display: inline-block;
}
.btn-load-calendly:hover { background: var(--c-dark-lt); }

.calendly-loading {
    padding: 52px 24px; text-align: center; color: var(--c-muted); font-size: .88rem;
    border: 1px dashed var(--c-border); border-radius: var(--r-md); margin-top: 24px;
}

.calendly-container {
    height: 700px; margin-top: 24px;
    border-radius: var(--r-md);
    border: 1px solid var(--c-border); display: none;
}
.calendly-inline-widget,
.calendly-inline-widget iframe {
    width: 100% !important;
    height: 700px !important;
}

.calendly-fallback {
    display: none; background: var(--c-white); border: 1px solid var(--c-border);
    border-radius: var(--r-sm); padding: 26px; margin-top: 20px; text-align: center;
}
.calendly-fallback p { font-size: .88rem; color: var(--c-muted); margin-bottom: 14px; }
.calendly-fallback a {
    display: inline-block; padding: 10px 22px;
    background: var(--c-gold); color: var(--c-dark); border-radius: var(--r-sm);
    font-size: .88rem; font-weight: 600; text-decoration: none; transition: background .2s ease;
}
.calendly-fallback a:hover { background: var(--c-gold-dk); }

/* ==========================================================
   RESPONSIVE — TABLET (≤ 1024px)
   ========================================================== */
@media (max-width: 1024px) {
    :root { --gap-xl: 80px; --gap-lg: 56px; }
    .hero-img-bg     { width: 100%; }
    .hero-img-bg::before { width: 100%; background: linear-gradient(to right, var(--c-dark) 40%, rgba(30,22,16,.5) 100%); }
    .hero-inner      { max-width: min(580px, 58vw); }
    .ueber-grid,
    .ueber-teaser-grid { grid-template-columns: 1fr; gap: 44px; }
    .ueber-img-wrap,
    .ueber-teaser-img { max-width: 360px; margin: 0 auto; aspect-ratio: 4/5; }
    .immo-grid       { grid-template-columns: 1fr; gap: 36px; }
    .vers-grid       { grid-template-columns: 1fr; gap: 36px; }
    .kred-layout     { grid-template-columns: 1fr; gap: 32px; }
    .lst-grid        { grid-template-columns: repeat(2, 1fr); }
    .team-grid       { grid-template-columns: 1fr; }
    .rev-cards       { grid-template-columns: repeat(2, 1fr); }
    .prod-groups     { grid-template-columns: 1fr; }
    .steps           { grid-template-columns: repeat(3, 1fr); }
    .steps::before   { display: none; }
    .cards-4         { grid-template-columns: repeat(2, 1fr); }
    .vt-grid         { grid-template-columns: repeat(2, 1fr); }
    .kontakt-grid    { grid-template-columns: 1fr; gap: 44px; }
    .funnel-options  { grid-template-columns: 1fr 1fr; }
    .f-grid          { grid-template-columns: 1fr 1fr; gap: 36px; }
    .cta-inner       { flex-direction: column; text-align: center; }
    .cta-btns        { justify-content: center; }
    .site-nav        { display: none; }
    .hdr-cta         { display: none; }
    .burger          { display: flex; }
}

/* ==========================================================
   RESPONSIVE — MOBILE (≤ 680px)
   ========================================================== */
@media (max-width: 680px) {
    :root { --gap-xl: 60px; --gap-lg: 44px; --pad-x: 20px; }
    h1 { font-size: 2.3rem; }
    h2 { font-size: 1.75rem; }
    .hero        { padding: 110px 0 60px; }
    .hero-img-bg { opacity: .18; }
    .hero > .container { padding-left: 24px; padding-right: 24px; }
    .hero-inner  { max-width: 100%; }
    .hero-btns   { flex-direction: column; align-items: flex-start; }
    .hero-trust  { gap: 12px; }
    .breadcrumb  { flex-wrap: wrap; }
    .steps       { grid-template-columns: 1fr; }
    .page-hero h1 { font-size: 2rem; }
    .faq-cta-box { flex-direction: column; text-align: center; }
    .faq-cta-btns { justify-content: center; }
    .page-hero   { padding: 110px 0 50px; }
    .cards-4     { grid-template-columns: 1fr; }
    .lst-grid    { grid-template-columns: 1fr; }
    .vt-grid     { grid-template-columns: 1fr; }
    .steps       { grid-template-columns: 1fr 1fr; }
    .kred-tiles  { grid-template-columns: 1fr; }
    .rev-cards   { grid-template-columns: 1fr; }
    .vers-expert { flex-direction: column; gap: 14px; }
    .f-grid      { grid-template-columns: 1fr; gap: 26px; }
    .k-form      { padding: 24px 18px; }
    .sec-hd      { margin-bottom: 36px; }
    .cookie-notice { flex-direction: column; align-items: flex-start; padding: 16px 20px; }
    .cookie-notice-btns { width: 100%; justify-content: flex-end; }
    .funnel-card      { padding: 22px 18px; }
    .funnel-options   { grid-template-columns: 1fr; }
    .funnel-form-grid { grid-template-columns: 1fr; }
    .funnel-question  { font-size: 1.15rem; }
    .btn-funnel-next  { padding: 11px 20px; }
    .btn-funnel-back  { padding: 10px 16px; }
    .wa-sticky { width: 52px; height: 52px; bottom: 22px; right: 18px; }
    .wa-sticky svg { width: 26px; height: 26px; }
    .wa-sticky-tooltip { display: none; }
}

/* ==========================================================
   WHATSAPP STICKY BUTTON
   ========================================================== */
.wa-sticky {
    position: fixed; bottom: 30px; right: 28px; z-index: 8000;
    width: 60px; height: 60px; border-radius: 50%;
    background: #25D366;
    display: flex; align-items: center; justify-content: center;
    box-shadow: 0 4px 18px rgba(0,0,0,.28);
    text-decoration: none;
    transition: transform .2s ease, box-shadow .2s ease;
    cursor: pointer;
}
.wa-sticky:hover {
    transform: translateY(-3px) scale(1.06);
    box-shadow: 0 8px 28px rgba(0,0,0,.35);
}
.wa-sticky svg { width: 30px; height: 30px; fill: #fff; flex-shrink: 0; }
.wa-sticky-tooltip {
    position: absolute; right: calc(100% + 12px); top: 50%;
    transform: translateY(-50%);
    background: var(--c-dark); color: var(--c-gold-lt);
    font-family: var(--f-body); font-size: .78rem; font-weight: 500;
    white-space: nowrap; padding: 6px 12px; border-radius: var(--r-sm);
    box-shadow: var(--sh-sm); pointer-events: none;
    opacity: 0; transition: opacity .2s ease;
}
.wa-sticky-tooltip::after {
    content: ''; position: absolute; left: 100%; top: 50%;
    transform: translateY(-50%);
    border: 6px solid transparent; border-left-color: var(--c-dark);
}
.wa-sticky:hover .wa-sticky-tooltip { opacity: 1; }

/* ==========================================================
   BAUFINANZIERUNGSRECHNER (immobilien.html)
   ========================================================== */
.calc-sec { background: var(--c-cream); }
.calc-card {
    background: var(--c-white); border: 1px solid var(--c-border);
    border-radius: var(--r-lg); padding: 38px 42px; box-shadow: var(--sh-sm);
}
.calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px 28px; margin-bottom: 28px; }
.calc-field { display: flex; flex-direction: column; gap: 6px; }
.calc-field label { font-size: .78rem; font-weight: 700; color: var(--c-muted); letter-spacing: .06em; text-transform: uppercase; }
.calc-input-wrap {
    display: flex; align-items: stretch; border: 1.5px solid var(--c-border);
    border-radius: var(--r-sm); background: var(--c-bg); overflow: hidden;
    transition: border-color .2s;
}
.calc-input-wrap:focus-within { border-color: var(--c-gold); }
.calc-input-wrap input {
    flex: 1; border: none; background: transparent; padding: 10px 14px;
    font-size: 1.05rem; font-family: var(--f-body); color: var(--c-text);
    outline: none; min-width: 0; -moz-appearance: textfield;
}
.calc-input-wrap input::-webkit-outer-spin-button,
.calc-input-wrap input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.calc-unit {
    padding: 0 14px; background: var(--c-cream); color: var(--c-muted);
    font-size: .88rem; font-weight: 600; border-left: 1px solid var(--c-border);
    display: flex; align-items: center; white-space: nowrap;
}
.calc-result {
    background: var(--c-dark); border-radius: var(--r-md);
    padding: 26px 30px; margin-bottom: 20px;
}
.calc-result-main { margin-bottom: 20px; padding-bottom: 20px; border-bottom: 1px solid rgba(255,255,255,.1); }
.calc-result-label { font-size: .72rem; font-weight: 700; color: rgba(255,255,255,.45); text-transform: uppercase; letter-spacing: .08em; margin-bottom: 6px; }
.calc-result-value { font-family: var(--f-display); font-size: 2.6rem; font-weight: 500; color: var(--c-gold-lt); line-height: 1.1; }
.calc-result-value span { font-size: .95rem; font-family: var(--f-body); color: rgba(255,255,255,.45); margin-left: 4px; }
.calc-result-details { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.calc-detail { display: flex; flex-direction: column; gap: 3px; }
.calc-detail span { font-size: .73rem; color: rgba(255,255,255,.45); }
.calc-detail strong { font-size: .92rem; color: var(--c-gold-lt); font-weight: 500; }
.calc-disclaimer {
    font-size: .78rem; color: var(--c-muted); line-height: 1.7; margin-bottom: 20px;
    padding: 12px 14px; background: rgba(197,162,101,.06);
    border-left: 3px solid rgba(197,162,101,.3); border-radius: 0 var(--r-sm) var(--r-sm) 0;
}
.calc-cta { display: inline-block; }
.calc-faq-hint { margin-top: 22px; font-size: .88rem; color: var(--c-muted); text-align: center; }
.calc-faq-hint a { color: var(--c-gold-dk); text-decoration: none; font-weight: 500; }
.calc-faq-hint a:hover { color: var(--c-gold); }

/* ==========================================================
   FAQ-SEITE (faq.html)
   ========================================================== */
.faq-sec { background: var(--c-bg); }
.faq-groups { display: flex; flex-direction: column; gap: 52px; max-width: 820px; }
.faq-group-hd {
    font-family: var(--f-display); font-size: 1.6rem; font-weight: 500; color: var(--c-text);
    margin-bottom: 18px; padding-bottom: 14px; border-bottom: 1px solid var(--c-border);
}
.faq-item {
    border: 1px solid var(--c-border); border-radius: var(--r-sm);
    background: var(--c-white); overflow: hidden; margin-bottom: 8px;
    transition: border-color .2s;
}
.faq-item.open { border-color: rgba(197,162,101,.35); }
.faq-q {
    width: 100%; background: none; border: none; padding: 17px 20px;
    text-align: left; cursor: pointer;
    font-family: var(--f-body); font-size: .95rem; font-weight: 600; color: var(--c-text);
    display: flex; justify-content: space-between; align-items: center; gap: 14px;
    transition: background .15s;
}
.faq-q:hover { background: rgba(247,242,232,.7); }
.faq-item.open .faq-q { background: rgba(247,242,232,.7); }
.faq-q-ico {
    flex-shrink: 0; width: 22px; height: 22px;
    border: 1.5px solid var(--c-border); border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    transition: border-color .2s;
}
.faq-item.open .faq-q-ico { border-color: var(--c-gold); }
.faq-q-ico svg { stroke: var(--c-muted); transition: transform .25s, stroke .2s; }
.faq-item.open .faq-q-ico svg { transform: rotate(180deg); stroke: var(--c-gold); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .35s ease; }
.faq-a-inner { padding: 0 20px 20px; }
.faq-a-inner p { font-size: .92rem; color: var(--c-muted); line-height: 1.85; margin: 0; }
.faq-a-inner p + p { margin-top: 10px; }
.faq-a-inner strong { color: var(--c-text); font-weight: 600; }
.faq-a-inner ul { margin: 10px 0 0 0; padding-left: 18px; list-style: disc; }
.faq-a-inner ul li { font-size: .92rem; color: var(--c-muted); line-height: 1.75; margin-bottom: 4px; }
.faq-cta-box {
    margin-top: 56px; background: var(--c-dark); border-radius: var(--r-lg);
    padding: 36px 40px; display: flex; align-items: center; justify-content: space-between;
    gap: 28px; flex-wrap: wrap;
}
.faq-cta-box h3 { font-family: var(--f-display); font-size: 1.55rem; font-weight: 500; color: var(--c-gold-lt); margin-bottom: 6px; }
.faq-cta-box p { font-size: .9rem; color: rgba(255,255,255,.65); margin: 0; }
.faq-cta-btns { display: flex; gap: 12px; flex-wrap: wrap; flex-shrink: 0; }

@media (max-width: 1024px) {
    .calc-card { padding: 28px 24px; }
}
@media (max-width: 680px) {
    .calc-card { padding: 22px 18px; }
    .calc-grid { grid-template-columns: 1fr; gap: 14px; }
    .calc-result { padding: 20px 18px; }
    .calc-result-value { font-size: 2rem; }
    .calc-result-details { grid-template-columns: 1fr 1fr; gap: 12px; }
    .faq-groups { gap: 36px; }
    .faq-cta-box { padding: 24px 20px; }
}